Professor Ahmed Taha, Why Explaining the Impact of Excluding Preexisting Conditions From a Health Insurance Policy Is So Difficult -- Northwestern University Law Review Online

Professor Ahmed E. Taha's article, Why Explaining the Impact of Excluding Preexisting Conditions From a Health Insurance Policy Is So Difficult: Experimental Evidence and Policy Implications is published in the  Northwestern University Law Review Online. The article, co-authored with Ira M. Ellman, Michael Saks, and Mark Hall, explores the policy shift toward expanding short-term health insurance plans under the Trump administration.

Excerpt from Why Explaining the Impact of Excluding Preexisting Conditions From a Health Insurance Policy Is So Difficult: Experimental Evidence and Policy Implications

When lawmakers wrestle with how strictly to regulate market goods and services, they often turn to consumer disclosure as the least intrusive protective measure. A disclosure strategy is based on the hope that informed consumers can best weigh the tradeoffs between cost and quality. That strategy often does not work, for an array of reasons well canvassed in a broad literature. Here, we focus on the particular challenges in devising an effective disclosure strategy for the exclusion of preexisting conditions by health insurers.

The complete article may be found at Northwestern University Law Review Online