Federal Stafford, Grad PLUS and Private Loan Application Process
When you "Accept" your Federal Stafford and/or Graduate PLUS loan on student self-serve, and select a lender of your choice, the Federal Stafford and/or Graduate PLUS loan is automatically originated and sent to your lender. You will be instructed to complete an on-line Master Promissory Note, and our office will be notified as to where you are in the process. As a reminder, all first time School of Law Federal Stafford and/or Graduate PLUS loan borrowers must conduct an on-line Entrance Counseling session before federal loans can be disbursed to your student account. You can access Entrance Counseling directly from our website.
If you are a Private/Alternative loan borrower, you will need to apply for the loan directly from your lender's website. Once you apply for a private loan and pass the credit check, our office will receive a certification request from your lender. Private loans are not originated through student self-service when you "Accept" the private loan, as with the Federal Stafford and Graduate PLUS loans. Our office will originate the private loan upon receipt of the lender certification request.
If you are a previous Federal Stafford or Graduate PLUS loan borrower, we encourage you to stay with your original lender. If you do not know your original lender, go to the National Student Loan Data System at http://nslds.ed.gov to locate your lender. You will need to have your FAFSA PIN number to access the information. If you do not remember your PIN number, please visit the PIN website to request it at www.pin.ed.gov
Lender List
Students can select a lender of their choice. The lenders listed below have been selected based on products, pricing, processing, and customer service, with no one single factor being determinative. These lenders have demonstrated a consistent level of service in the following areas:
- Products - Education loan resources for students that are fair, competitive, accessible, and tailored to the educational needs of borrowers.
- Pricing - Interest rates, origination, guarantee, and processing fees, if any. Borrower benefits during the in-school and repayment periods.
- Processing - Timely and efficient processing of loans, including convenience in the application process for borrowers. Customer service provided during the loan application and disbursement process.
- Customer service - Service provided to student borrowers, from initial application process throughout the lifetime of the loan, including the repayment period. Such services include dedicated customer service phone numbers for students, web-based services, and debt management programs.
The lender list is intended only to be a resource for students seeking financial aid. Students are advised to independently research various lenders' loan offerings and may choose any lender, whether included on the list or not, that best meets their individual needs.
Each lenders performance is reviewed and evaluated regularly and no less than annually, by the Office of Financial Assistance. The evaluation includes students' feedback. The Office of Financial Assistance encourages students to provide their feedback by sending an e-mail to the Office of Financial Assistance at or you may contact us by phone or in person.
Sallie Mae and Wells Fargo may have agreements to sell their loans on the secondary market; however, all of the lenders listed below do not sell their loans on the secondary market.
| Access Group | www.accessgroup.org | 1-800-282-1550 |
|---|---|---|
| Sallie Mae | www.salliemae.com/lawloans | 1-800-984-0190 |
| Total Higher Education | www.theloanprogram.org | 1-888-843-3095 |
| Wells Fargo Bank | www.wellsfargo.com | 1-800-658-3567 |